How much stress is created in your household by not being on the same page financially? Have you over drafted, overcharged, or otherwise overspent due to a lack of financial communication? Many marriages may fall apart under such pressure. So, what can you do to get on the same page of the checkbook register?
As always, the first step is to create a budget. That doesn’t mean you have to cut out all the fun stuff, but just that you are making a plan for how your money will be spent. Remember, pay bills, necessities, and your future self first! Then you can determine what may be left over for “extras.” If you are spending all your money “on paper” first, as you plan it all out, you nay be surprised at how much is left over. Many people nickel and dime that amount away without even realizing how much they spend. Quick lunch out here, afternoon latte there…. it all adds up so quickly.
One of the best tips I’ve come across is this: Use cash. Set aside your spending money in cash so you can be more aware of just how much you are spending. It can keep you both accountable and prevent accidental overspending on the little things.
Another great tip to keep you on the same page is to agree on a set dollar amount that will need spousal approval. It will vary based on your budget. Pick the amount and stick to it!
Above all, keep the lines of communication open! It will always be your best bet in working to elevate your marriage!
What tips do you have regarding staying on the same page?
Keri Kitchen is a devoted wife and mother, blogger, licensed mental health counselor, and founder of The Carys Rainn Foundation. To read more about what God is doing in her life, visit her blog at www.aftertherainn.com